.page-shell[data-astro-cid-nkgjaqlp]{padding-top:1.5rem;padding-bottom:3.5rem}.insurance-hero[data-astro-cid-nkgjaqlp]{border-bottom:1px solid var(--color-border);grid-template-columns:1fr;gap:2rem;margin-bottom:2rem;padding:2rem 0 2.5rem;display:grid}@media (width>=900px){.insurance-hero[data-astro-cid-nkgjaqlp]{grid-template-columns:1.35fr 1fr;align-items:center}}.badge-pill[data-astro-cid-nkgjaqlp]{text-transform:uppercase;letter-spacing:.06em;color:var(--color-brand-cyan);border-radius:var(--radius-full);background:#0284c714;border:1px solid #0284c733;align-items:center;gap:.5rem;margin-bottom:1rem;padding:.35rem .85rem;font-size:.75rem;font-weight:700;display:inline-flex}.badge-dot[data-astro-cid-nkgjaqlp]{background:var(--color-brand-cyan);border-radius:50%;width:7px;height:7px}.hero-title[data-astro-cid-nkgjaqlp]{color:var(--color-text-main);letter-spacing:-.02em;margin-bottom:1.25rem;font-size:clamp(2rem,1.4rem + 2vw,2.75rem);font-weight:900;line-height:1.15}.hero-lead[data-astro-cid-nkgjaqlp]{color:var(--color-text-muted);margin:0;font-size:1.0625rem;line-height:1.65}.hero-triage-card[data-astro-cid-nkgjaqlp]{color:#fff;border-radius:var(--radius-xl);box-shadow:var(--shadow-lg);background:linear-gradient(135deg,#091322 0%,#0d1e38 100%);border:1px solid #ffffff1a;padding:2rem}.triage-status[data-astro-cid-nkgjaqlp]{align-items:center;gap:.65rem;margin-bottom:.75rem;display:flex}.pulse-beacon[data-astro-cid-nkgjaqlp]{background-color:#10b981;border-radius:50%;width:10px;height:10px;animation:2s infinite beacon-pulse;box-shadow:0 0 #10b981b3}@keyframes beacon-pulse{0%{box-shadow:0 0 #10b981b3}70%{box-shadow:0 0 0 8px #10b98100}to{box-shadow:0 0 #10b98100}}.triage-label[data-astro-cid-nkgjaqlp]{text-transform:uppercase;letter-spacing:.05em;color:var(--color-accent);font-size:.8125rem;font-weight:800}.triage-subtitle[data-astro-cid-nkgjaqlp]{color:#ffffffd1;margin:0 0 1.25rem;font-size:.9375rem;line-height:1.45}.btn-full[data-astro-cid-nkgjaqlp]{justify-content:center;width:100%;padding:1rem 1.25rem;font-size:1.125rem}.triage-foot[data-astro-cid-nkgjaqlp]{color:#fff9;text-align:center;margin-top:.85rem;font-size:.8125rem;line-height:1.4}.section-block[data-astro-cid-nkgjaqlp]{padding:3rem 0}.bg-subtle[data-astro-cid-nkgjaqlp]{background-color:var(--color-surface);border-radius:var(--radius-xl);border:1px solid var(--color-border);margin:1.5rem 0;padding:3rem 2rem}.section-header-row[data-astro-cid-nkgjaqlp]{max-width:760px;margin-bottom:2rem}.section-tag[data-astro-cid-nkgjaqlp]{text-transform:uppercase;letter-spacing:.08em;color:var(--color-accent);margin-bottom:.5rem;font-size:.75rem;font-weight:800}.section-title[data-astro-cid-nkgjaqlp]{letter-spacing:-.015em;color:var(--color-text-main);margin-bottom:.75rem;font-size:clamp(1.6rem,1.2rem + 1.2vw,2.15rem);font-weight:800;line-height:1.25}.section-desc[data-astro-cid-nkgjaqlp]{color:var(--color-text-muted);margin:0;font-size:1.0625rem;line-height:1.6}.comparison-grid[data-astro-cid-nkgjaqlp]{grid-template-columns:1fr;gap:1.75rem;display:grid}@media (width>=800px){.comparison-grid[data-astro-cid-nkgjaqlp]{grid-template-columns:1fr 1fr}}.policy-card[data-astro-cid-nkgjaqlp]{border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);transition:var(--transition-base);background:#fff;flex-direction:column;padding:2rem;display:flex}.policy-card[data-astro-cid-nkgjaqlp]:hover{box-shadow:var(--shadow-md);border-color:#0284c766}.policy-badge[data-astro-cid-nkgjaqlp]{text-transform:uppercase;letter-spacing:.05em;border-radius:var(--radius-full);align-self:flex-start;margin-bottom:1rem;padding:.3rem .75rem;font-size:.75rem;font-weight:800;display:inline-block}.internal-badge[data-astro-cid-nkgjaqlp]{color:var(--color-brand-cyan);background:#0284c71a;border:1px solid #0284c740}.flood-badge[data-astro-cid-nkgjaqlp]{color:var(--color-accent-dark);background:#f25c051a;border:1px solid #f25c0540}.policy-heading[data-astro-cid-nkgjaqlp]{color:var(--color-text-main);margin-bottom:1rem;font-size:1.35rem;font-weight:800;line-height:1.3}.policy-text[data-astro-cid-nkgjaqlp]{color:var(--color-text-muted);margin-bottom:1rem;font-size:.9375rem;line-height:1.65}.policy-callout[data-astro-cid-nkgjaqlp]{border-left:3px solid var(--color-brand-cyan);border-radius:0 var(--radius-sm) var(--radius-sm) 0;color:var(--color-text-main);background:#0284c70d;align-items:flex-start;gap:.65rem;margin-top:auto;padding:.85rem 1rem;font-size:.875rem;line-height:1.45;display:flex}.flood-callout[data-astro-cid-nkgjaqlp]{border-left-color:var(--color-accent);background:#f25c050f}.doc-cards-grid[data-astro-cid-nkgjaqlp]{grid-template-columns:1fr;gap:1.5rem;display:grid}@media (width>=640px){.doc-cards-grid[data-astro-cid-nkgjaqlp]{grid-template-columns:repeat(2,1fr)}}.doc-card[data-astro-cid-nkgjaqlp]{border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);transition:var(--transition-base);background:#fff;padding:1.75rem}.doc-card[data-astro-cid-nkgjaqlp]:hover{box-shadow:var(--shadow-md);border-color:#0284c759;transform:translateY(-2px)}.doc-card-icon[data-astro-cid-nkgjaqlp]{border-radius:var(--radius-md);width:46px;height:46px;color:var(--color-brand-cyan);background:#0284c71a;justify-content:center;align-items:center;margin-bottom:1rem;display:flex}.doc-card-title[data-astro-cid-nkgjaqlp]{color:var(--color-text-main);margin-bottom:.65rem;font-size:1.15rem;font-weight:800}.doc-card-text[data-astro-cid-nkgjaqlp]{color:var(--color-text-muted);margin:0;font-size:.9375rem;line-height:1.6}.advisory-panel[data-astro-cid-nkgjaqlp]{border:1px solid var(--color-border);border-radius:var(--radius-xl);box-shadow:var(--shadow-sm);background:#fff;padding:2.25rem}.advisory-badge[data-astro-cid-nkgjaqlp]{text-transform:uppercase;letter-spacing:.06em;color:var(--color-brand-cyan);border-radius:var(--radius-full);background:#0284c714;margin-bottom:.85rem;padding:.3rem .75rem;font-size:.75rem;font-weight:800;display:inline-block}.advisory-title[data-astro-cid-nkgjaqlp]{color:var(--color-text-main);margin-bottom:1rem;font-size:1.5rem;font-weight:800}.advisory-text[data-astro-cid-nkgjaqlp]{color:var(--color-text-muted);margin-bottom:1rem;font-size:.95rem;line-height:1.65}.navigation-hub-strip[data-astro-cid-nkgjaqlp]{border-top:1px solid var(--color-border);margin-top:1.75rem;padding-top:1.5rem}.hub-label[data-astro-cid-nkgjaqlp]{text-transform:uppercase;letter-spacing:.05em;color:var(--color-text-main);margin-bottom:.5rem;font-size:.8125rem;font-weight:800;display:block}.hub-links[data-astro-cid-nkgjaqlp]{color:var(--color-text-muted);margin:0;font-size:.95rem;line-height:1.6}.bottom-emergency-banner[data-astro-cid-nkgjaqlp]{border-radius:var(--radius-xl);color:#fff;box-shadow:var(--shadow-lg);background:linear-gradient(135deg,#091322 0%,#0d1e38 100%);flex-direction:column;align-items:flex-start;gap:1.75rem;margin-top:3.5rem;padding:2.5rem;display:flex}@media (width>=860px){.bottom-emergency-banner[data-astro-cid-nkgjaqlp]{flex-direction:row;justify-content:space-between;align-items:center}}.banner-title[data-astro-cid-nkgjaqlp]{color:#fff;letter-spacing:-.01em;margin-bottom:.5rem;font-size:clamp(1.4rem,1.2rem + 1vw,1.85rem);font-weight:800}.banner-text[data-astro-cid-nkgjaqlp]{color:#ffffffd1;max-width:540px;margin:0;font-size:.95rem;line-height:1.55}.banner-actions[data-astro-cid-nkgjaqlp]{flex-direction:column;gap:.5rem;width:100%;display:flex}@media (width>=860px){.banner-actions[data-astro-cid-nkgjaqlp]{flex-shrink:0;width:auto}}.banner-note[data-astro-cid-nkgjaqlp]{color:#fff9;text-align:center;font-size:.78125rem}